Ricnaylor's AI reviews market data in real time and flags risk clearly. You decide what happens next, and you keep 100% of your returns, because we charge zero trading fees.
See How It WorksAnnual charges and trading commissions add up over years, even when a portfolio performs well.
Most wealth managers charge a percentage of your assets every year, plus a fee on each trade. These costs come out before you see a return.
Ricnaylor removes both. The AI analyses data continuously and surfaces recommendations, without charging you to act on them.
Money that would have gone to fees stays invested, so it has more time to compound.
| Traditional management | Ricnaylor | |
|---|---|---|
| Trading fees | Charged per transaction | Zero, always |
| Annual charge | Typically a % of assets | No percentage fee |
| Data review | Weekly or monthly | Continuous, in real time |
| Who decides | Advisor, on a schedule | You, with clear recommendations |
| Time needed | Regular meetings | A few minutes to review |
Ricnaylor studies market data continuously and translates it into recommendations you can understand.
Models review historical and current data to estimate how a position might behave under different market conditions.
Markets move constantly. The engine processes new data as it arrives and updates recommendations within minutes.
Every recommendation includes a risk rating, so you understand exposure before you choose to act on it.
The AI handles the ongoing review. You stay in charge of every trade.
Connect your existing accounts securely. Ricnaylor reads holdings and transaction history, and nothing more.
The engine compares your portfolio against current market data and flags opportunities or emerging risks.
You review each recommendation and choose whether to act. Ricnaylor never trades without your approval.
You pay no commission on trades and no percentage-based management fee. Any optional extras are shown clearly before you agree to them.
Account connections use industry-standard encryption. Your login credentials are never stored by Ricnaylor in plain text.
We only access the data needed to analyse your portfolio. You can disconnect any linked account at any time.
No. Each recommendation is explained in plain language, so you understand the reasoning before deciding.
Most parents spend a few minutes reviewing recommendations. Ricnaylor handles the ongoing analysis automatically.
You pay no commission on trades and no percentage-based management fee. Any optional extras are shown upfront.
No. The AI analyses data and suggests actions. You choose when, or whether, to execute each trade.
Yes. Connections use industry-standard encryption, and you can disconnect any linked account at any time.
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Read more questions answered on our FAQ page